Treat NowPay Laterwith Cherry & Genesis
Health Solutions
Buy Now. Pay Monthly.
Let your money go further and take better control of your cash flow
when you pay in smaller, more manageable monthly installments with
Cherry.
How It WorksChoose from 3, 6,
12, 18, or 24 month payment plans with some qualifying for 0% APR
options. Thanks to Cherry’s fast approval process, you’ll be
enjoying your purchase in no time - all you need is your state ID
and mobile phone number to get started. After approval, manage
payment options and stay in control with 24/7 access to Cherry’s
self-serve client portal.
Flexible Payments For Any
BudgetUse the payment calculator to simulate what your
monthly payments could look like.
Purchase Amount
Your Credit
Score
OKAY520-599
GOOD600-699
GREAT700+
Enter a purchase amount,
payment plan, and credit score to see estimated
payments
These are examples
only. If you pre-qualify, your terms will likely differ.
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TestimonialsDon’t just take
our word for it! Here’s what other clients have to say about
Cherry…
Bryana
“I was worried the
application would take long, I would have paid on my credit card –
but it only took a few minutes and I'm so happy I can split my
payments up now!”
Alex
“Cherry was really
easy to use and super fast. I can't wait to go back and try
different services now that I can split my payments!”
Marie
“I used this on
Monday and it was great. Low down payment and low monthly. You all
should try it.”
Gabriel
“Cherry was great,
one of the better lending companies I’ve ever used. Making payments
was a lot easier and I appreciate that Cherry was willing to work
with me.”
Alyssa
“Cherry is
amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting
off these treatments for a long time. I scheduled them all today
using Cherry!”
Frequently Asked Questions
How long is my approval valid
for?
Approvals are valid for 30 days.
Once that time period expires, you are welcome to
reapply.
Can I increase my approval
amount?
Once you’re approved, you’re
approved for the maximum amount based on your financial background.
Therefore, the amount cannot be increased.
Can I pay this off early?
Yes, Cherry does not have any
prepayment penalties. If you have interest and payoff early, you’ll
even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR
offer, it doesn’t expire for the current approval. For example: If
you were approved for a 6 month term with 0%, this promotion is
valid until the end of term as long as you stay current with your
payments.
How much is my down payment
and when is it due?
Once you input your purchase price,
you’ll be provided with the options you have for down payment. It
is due when the merchant confirms they will need the funds in order
to move forward with your services. Remember to bring your bank
issued debit card when you are ready for checkout.
How are refunds handled?
To request a refund, please contact
Genesis Health Solutions directly.
We defer to the refund policies put in place by Genesis Health Solutions and cannot initiate a refund without their approval.
Once Genesis Health Solutions authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
We defer to the refund policies put in place by Genesis Health Solutions and cannot initiate a refund without their approval.
Once Genesis Health Solutions authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the
credit bureaus?
Yes, Cherry may report the status of
our borrowers’ accounts to Equifax, one of the major credit
bureaus.
Can missing payments on my
account with Cherry hurt my credit?
Once you take out a loan with
Cherry, we may report repayment information about your account to
the consumer reporting agencies. Loans that are marked as
delinquent may have a negative impact on your credit
score.
Manage My PlanManage your payment
plans inside the Cherry Client Portal.
More
Questions?
Support Hours
Monday through Friday 9AM – 9PM
EST.
Saturday 9AM – 7PM EST.
Sunday 10AM – 3PM EST.